Carriers underpay and statements never say so. Summit reconciles every payment against your contract, surfaces the money you're still owed, and shows your whole book to the penny.
When a carrier underpays you, the statement won't say so. Summit will.
A working reconciliation screen. Carriers and members shown are examples.
Reconciliation-native, not a CRM with commissions bolted on. One source of truth for what you're owed, who's really on your book, and what every downline gets paid.
Every payment is measured against your contracted rate, so an underpayment surfaces as a number to chase, not something buried inside a statement no one has time to read line by line.
Some members sit on the carrier's own book, active, and were never paid a commission at all. A statement only lists what was paid, so a statement-first tool never finds the gap. Summit starts from the carrier's book, so money you were never paid becomes a worklist you can chase.
Summit treats the carrier's record as the truth and your CRM as a claim. A policy an agent logged that no carrier ever confirmed is flagged instead of counted, so your numbers reflect the business that actually exists.
Persistency, effectuation, and rapid disenrollment across every carrier, agent, agency, and lead vendor, all measured on the confirmed book instead of raw claims. You see which business sticks and which quietly falls off.
See exactly what each agency's book generated this cycle and precisely what to wire: commission, override, and HRA, split cleanly, with a statement you can send. Each agency sees only its own book. You see all of it.
Summit projects your renewal income for the coming year off your in-force book, and tracks any commission-advance deals down to what's been collected and what's still owed. The number your business plans on, ready before the checks arrive.
Member names and Medicare numbers are tokenized the moment a file lands. The platform reconciles on tokens instead of identities.
Every connection is HTTPS and the data volume is encrypted on disk. Your book is protected end to end.
Runs on cloud infrastructure covered by a Business Associate Agreement. That is the baseline for working with PHI.
Export your book, your reconciliation, and your reports whenever you want. No lock-in on your own numbers.
Yes. Names and Medicare numbers are tokenized the moment a file lands, so the platform works on tokens instead of identities. Everything is encrypted in transit and at rest on infrastructure covered by a BAA.
No. Upload whatever you have whenever you have it. A week, a month, or a single statement all merge into your book. Nothing is wiped and nothing is double-counted.
Each agency is scoped to its own book while you see everything rolled up. Every downline can carry its own rate cards and reconcile against its own contract.
Yes. Each carrier reconciles against its own schedule and overrides. When you cannot get a carrier's rate card, Summit can learn the rate from your own deposits.
Upload a statement and it reconciles on the spot. The first one you load shows you where you were underpaid.
Reconciliation is the foundation, not the whole product. Summit also finds members on a carrier's book you were never paid on, flags CRM sales no carrier confirmed, tracks persistency and next-year renewals, and distributes to your downlines. It is the source of truth for your whole commission operation.
Yes. Summit starts from the carrier's own book, so a member who is active there but never hit a commission statement shows up as money to chase. That is the gap a statement-first tool can't see, because a statement only lists what was paid.
Tell us a little about your book and we'll set up a walkthrough.